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Prepared Or Not – An Economic Crash Is Coming

Posted on May 21, 2012 by Kaye Richard - When I Write I'm Right!

It is difficult to read or listen to the news and miss the economic reality of the day.  Global  economies, both large and small are failing.  From Greece teetering on the edge, to Spain, France, Italy and Britain, the story is the same.  Ireland now fears it may need a second bailout. 

Tough times continue in America with painfully high unemployment and deepening debt.  President Hope & Change who promised so much has accomplished so little. 

California, the eighth largest economy in the world, is unofficially bankrupt.  Governor Jerry “Moonbeam” Brown revealed last week that his state deficit zoomed from $9.2 billion to $16 billion in five months.  

Brown’s Legislative Financial Advisor, analyst Mac Taylor, said Friday that Brown is likely underestimating the disaster by another $1 billion.

To add more misery to Californians, the budget gap could widen further.  Taylor estimates that tax revenue may fall by almost $400 million in the fiscal year.

The governor’s solution for this fiscal Armageddon is to cut social services and increase taxes.  Now too late, the former should have been done through draconian slashing years ago.  The latter is simply more of the same stupidity that forces those who can to flee the state further depleting tax revenue. 

It is ridiculous to believe increasing the tax burden on Californians, wealthy or otherwise, will solve this crisis.  California already has the nation’s highest sales tax (that impacts the poor too) and near highest income tax rates.  This is a perfect time to remind Governor Brown of Ronald Reagan’s warning.  President Reagan noted the problem isn’t a lack of revenue.  It is an overabundance of spending.  

That brings us to the “L” word – liberalism – meaning higher taxes and less freedom.  Liberalism is the poison that destroys everything it touches from entire countries and their economies to families, personal incentive and even lives.  There exists not one piece of evidence to suggest that liberal ideology, has ever provided a lasting solution to any problem or crisis.  Quite to the contrary, almost every problem facing man today is made worse when emotionally based liberalism is applied.

The coming global economic collapse is not the fault of the rich.  It was not born out of sound fiscal management, strength of character, faith in God, traditional families or unselfish caring (and tough love) for those who need a hand up rather than a hand out. 

The unfolding and unstoppable worldwide fiscal calamity was planted in the faulty belief that government can meet the needs of the human condition.  That lie begat other lies such as – the wealthy few owe a lot to the many.  It is liberalism acquiescing to the many who  demand larger shares of rewards they did not earn, that has helped force all of us to this precipice.  The constant punishment of success on their behalf by power hungry political thugs has created this actuality where finding a good job makes searching for a needle in a haystack look easy.  Unfairness, the buzzword of the day, is the size of government largesse, not any perceived, uneven playing field slanted in favor of one group over another. 

The only way to reverse the inevitable is for common sense and accountability to break out across the globe.  Those who riot in response to pleas for austerity in Europe are not solving anything.  The takers are the problem and they offer no solution.  They have nothing to give back but more whining.  To suggest otherwise is tantamount to sticking ones head in the sand. 

Those who continue to ignore reality and refuse to accept necessary and severe austerity are in for a world of hurt.  Prepared or not, an economic crash is coming.

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Posted in US political & social commentary | Tagged bailouts, depression, economic collapse, recession | 2 Comments

Oprah Covers Her Assets

Posted on March 21, 2012 by Kaye Richard - When I Write I'm Right!

The news that Oprah Winfrey pulled the plug on the dying Rosie Show on OWN Network comes as no big surprise.  As expected, O’Donnell was unable to hold the half million train wreck enthusiasts who tuned in at the beginning.  The numbers quickly fell to around 135,000 viewers.  OWN partner, Discovery Communications, reportedly lost $300 million due to overall low ratings for the network.

After five months of hope and change, Oprah was forced to turn both thumbs down on Rosie.  The following day, the axe fell for thirty more OWN employees, another decision made by Winfrey.

At first blush there is nothing newsworthy about thirty-one more jobs lost in the midst of the turbid Obama economy.  At second blush the real story emerges.

Oprah Winfrey, one of the biggest backers of Barack Obama, threw the President, and by extension his policies, under the bus.  When push came to shove, the multi millionaire talk show queen, business woman and TV network executive made a crucial business decision.  Rosie O’Donnell had to go.

In evaluating this decision we have to be clear.  Oprah had options.  She could have chosen a bail out for Rosie and the staff, as President Obama did with General Motors.  OWN could have invested more money into the O’Donnell show to save jobs.  More writers, set designers and make up artists could have been hired.  Ms Winfrey could have cut her own salary back to save her good friend Rosie O from unemployment.  She could have but she did not.

Instead, Ms Winfrey applied common sense business thinking to a failed venture.  With her own money on the line, Oprah instinctively recognized the futility of sinking more money into something the public was not buying.

With the parallel established between Oprah Winfrey protecting her company and President Obama’s responsibility to protect the American economy, we can examine what should and would have happened had there been no car company bailouts.

Since both GM & Chrysler filed for bankruptcy anyway, the Obama administration’s needless manipulation of bankruptcy laws only muddied the natural process, adding at least $20 billion (and likely more) onto the backs of taxpayers.

Had both companies closed their doors, the remaining assets (buildings, parts and equipment) would have been purchased by a group of entrepreneurs;  the experienced, laid off auto workers would have eventually returned to work and stronger, more competitive, determined companies would have risen from the ashes shackle free.

That is the very definition of the term entrepreneurial spirit;  risk taking private investors creating successful businesses, jobs and profit.  All government intervention does is reward failure with tax dollars removing any sense of responsibility from those who engineered the failure.  The incentive to succeed disappears when bailouts exist as safety nets.

The bottom line is neither company needed government aid to resolve its fiscal crises. Restructuring could have occurred under existing bankruptcy guidelines.  The unintended consequences of a bailout means companies that are able to convince the government of their political importance, will bring pressure to bear for more bailouts.  The economy simply cannot absorb this bending of the rules to give control of private enterprise to those who can’t even deliver a budget.

No one with business acumen wants the government to become the lender of choice.  That’s just not its role.

Getting back to OWN Network, it is clearly not being run according to the Barack Obama business manual.  We’ve just witnessed it.  OWN refuses to be that reckless.

A tip of the hat to Oprah for knowing when to drop the hammer and how to cover her assets.

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Posted in US political & social commentary | Tagged Oprah Winfrey, OWN Network, Rose O'Donnell fired | 1 Comment

Sandra Fluke Is A One Percenter

Posted on March 10, 2012 by Kaye Richard - When I Write I'm Right!

Sandra Fluke, a third year student at Georgetown Law, recently went from obscurity to national prominence.  Testifying at a House Democratic Steering and Policy hearing on women’s health and contraception, the thirty-one year old Fluke, past president of the Georgetown Law Students For Reproductive Justice, argued in defense of the Affordable Care Act Contraceptive Coverage Regulation. 

In plain english, Ms. Fluke believes the federal government should force insurance companies to cover contraceptive services and products for women.  She wants to wrap her hand in the government glove, shove it right up your pocketbook and grab all the loose coin she can find.  God bless her short sighted, liberal mind.

I recently wrote on the myth that government should fund health care.  As a fiscal conservative I understand why government must do less not more.  Miss Fluke, unfortunately, cares not about recessions, depressions or personal responsibility.  Like every taker, she sees every producer as her never ending source of free stuff. 

So how far can we push living off the toil of others?  If this junior legal eagle is correct, if government should be the ultimate arbiter of who pays for what and who deserves to be coddled from cradle to grave, then let’s damn well go all the way.  Give liberals exactly what they want providing they agree to live with the consequences. 

Birth control and health care are just the beginning.  Who can argue that a roof over your head is asking too much?  Everyone needs sustenance so let’s make basic, good food a right for everyone.  We are talking fairness after all. 

Contraception, health care, housing and food are a good start but we can do better.  I say put everyone who is currently unemployed on the government payroll at a decent wage.  Unemployment – solved. 

A job requires transportation.  Bus and subway tokens (and cars if necessary) should be deemed essential and therefore supplied by the government.  Students deserve equal consideration so they too are owed a government funded free ride.   

If fairness and equality for all is how we measure our goodness as a society then my proposals have merit.  The fact that everything I’ve suggested is ridiculous and economically impossible is irrelevant.  Remember, I’m thinking as a liberal so emotion replaces common sense.  The calamitous outcome for our economy, way of life, individuality, strength and future must be ignored because narcissistic liberalism is about immediate gratification and the constant struggle for fairness. 

We need to be honest.  The horizon for liberals extends no farther than I, me, mine and now.  Citizens who care about the future of the country understand the disastrous result of depleting the treasury in the name of manufactured fairness and socially engineered equality. 

Adam Carolla, media personality, author and supporter of limited government said during a no spin interview with Bill O’Reilly that the desire to redistribute wealth begins with envy.  The envy transforms into shame from not having what you envy.  The shame turns to anger at whom you envy. 

The liberal solution is to use legislation to punish those with more, forcing them to share with those having less.

The problem for liberals is their lack of credibility.  Sandra Fluke attends Georgetown Law on a Public Interest Scholarship but would have you believe she cannot afford nine dollars a month for contraception.  How then is she able to afford spring break in California with her boyfriend? 

We have to talk money here.  The starting annual salary for a graduate from Georgetown Law is about $160,000.  With that kind of bread on the table in this economy, I see little need to feel sorry for these elite, well positioned women.  I see even less need to fund their birth control. 

It’s time to get real.  Sandra Fluke is a one percenter.

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Posted in US political & social commentary | Tagged birth control costs, contraception, Georgetown Law School, Sandra Fluke | Leave a comment

Health Care Is Not A Right

Posted on February 20, 2012 by Kaye Richard - When I Write I'm Right!

Unfortunately, in politics, great campaign promises are not always kept.  In the current Republican Presidential race, each hopeful has pledged to repeal ObamaCare, a job killing, tax & spend behemoth entitlement.  If that promise is broken or, if President Iconoclast is reelected,  the final nail will seal the coffin containing the remains of the US economy.

That must not happen. 

It is disturbing to see the proportion of voters in favor of the federal government taking over this 1/5th of the US economy.  They cannot understand anyone wanting to repeal ObamaCare.  Mostly left wing and idealistic, these voters turn a blind eye to the pitfalls of increasing dependency on government at a time when drastic spending cuts are imperative to economic survival. 

Many ask,”Doesn’t everyone deserve good health care?”  No they do not. 

What everyone deserves is the right to choose their own path.  They deserve the opportunity to succeed,  to keep the rewards of their labor and to avoid funding entitlements based on what others incorrectly believe they deserve. 

By what justification is deservedness established?  Should one not first accomplish something of value prior to making fiscal demands on fellow citizens?  Just being born in the right country is nothing more than pure luck.  It falls well short of being worthy of anything but the opportunity to try.

Look at the wording of the question – Doesn’t everyone deserve good health care?  It is actually a statement disguised as a question.  The implication is that to disagree makes you selfish, mean spirited and certainly not thinking like a proper Socialist.  The second implication is that good health care comes only from government.  That is a canard.  The debate is actually not about health care.  It is about how to pay for it. 

Those supporting big government care are mainly interested in avoiding the bill.  They willingly ignore government’s miserable track record in business.  Amtrak, the Post Office, Social Security, Medicaid, and Medicare – each on financial life support and every one an attempt by government to operate as would a business.  Further, government health care is always more costly due to the bureaucracy required to run it.  And how do we ignore the elimination of competition, so vital to cost control? 

There are two major issues directly impacting medical costs in America, federal restrictions on insurance companies doing business across state lines and the out of control litigious nature of Americans.  Legal reforms are needed now to bar many of the huge settlements driving up insurance costs for doctors and hospitals.  Frivolous lawsuits must be stopped.  That requires standing up to the lawyers lobby.  But who will?

For those looking north to the Canadian system the news is not good.  In Canada, economic realities are not bowing to entitlement ideology.  Aging baby boomers and dwindling resources are forcing Canadian provinces to cut health care costs.  As with any socialist system, Canada’s health care Utopia is collapsing under its own weight.  In 2009, Canadian provinces spent 40% of their budgets ($183 billion) on health care.  Ontario will reportedly spend 70% of its budget on health care by 2020 barring serious change.  

Dependency  is unsustainable.

Like it or not Canadians are looking at a new flat health tax, a fee per doctor visit, means testing and more private funding for some medical procedures now covered by the government system.

America, take note.  Canadians are beginning to understand.  If everyone deserves good health care, everyone must be willing to pay for it.

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Posted in US political & social commentary | Tagged government spending, health care, Obamacare, repealing ObamaCare | Leave a comment

Could Finishing Second Prompt Another Newt Resurrection?

Posted on February 2, 2012 by Kaye Richard - When I Write I'm Right!

Second place for Newt Gingrich in last nights Florida primary came as no surprise.  Given the intense struggle between the top two Republican titans, Gingrich did better than some expected taking 31% of the vote.  Mitt Romney won 46%.  Rick Santorum and Ron Paul placed a distant third and fourth. 

The night ending speeches given by the presidential contenders provided insight into their future campaign strategies.  Overall Mitt Romney gave an excellent speech pointing to the vast differences in how he and President Obama view America.  He clearly defined his desire to restore real hope in a country so devastated by increasing government interference in people’s lives and business. 

Rick Santorum rightly addressed the need to improve the dialogue in order to win the prize.  The goal, he reminded America, is to defeat Barack Obama.  That is more easily accomplished when not tearing each other apart.  Through his points about the Romney/Gingrich slugfest, Santorum articulated why voters may want to look more closely at him.  While not a bad effort, he still finished third in the winner takes all state.  That’s fifty-five delegates Florida did not give to Rick Santorum.

Ron Paul, with zero chance of becoming President, was folksy and typically humorous noting in his speech that, “Well if enthusiasm wins election (sic), we’d win hands down.”  It doesn’t.  You won’t.  Good-by.

Newt Gingrich was on message last night.  There was no pessimism when the former Speaker appeared before an enthusiastic group of supporters who clapped and cheered as he laid out his vision for Inauguration Day, 2013. 

Gingrich began by reminding America what President Lincoln declared in 1863 – government of the people, by the people, for the people.  Newt believes people power trumps money power, a direct shot at Mitt Romney.  He feels that a combination of his experience in the Reagan administration and his ability to develop ideas will pave the way to victory. 

The history lesson began the main thrust of what could be Newt’s latest resurrection.

Returning to his Reagan days, Newt reminded Americans of his work on the successful, 1994 Republican Contract With America that promised to shrink the size of government, lower taxes, make the country more business friendly and move forward with both tort and welfare reform.  Voters gave that Contract a 60% approval rating

Not surprisingly, Newt offered an “equivalent” version, a new Contract, this time between Newt Gingrich and America.  The two part deal requires supporters to do what it takes to get Newt elected President along with a Republican Senate and Congress.  That’s part one.  Part two is a “to do” list for his first day in office. 

Gingrich Inauguration Day promises include:  immediately signing previously prepared legislation repealing Obamacare, the Dodd Frank Bill & the Sarbanes-Oxley Act, all three of which are seen in conservative parlance as extreme government interference and heavily responsible for killing the American economy.  Newt also promised to use Presidential Executive Order to abolish all White House czars immediately, sign without delay a deployment of the Keystone Pipeline deal with Canada, order the State Department to open the US Embassy in Israel, block all US dollars from going outside America to pay for abortion and repeal all anti religious legislation passed under Barack Obama. 

Newt Gingrich hit on exactly what conservatives want to hear.  In order to win the nomination he must choose now to turn his aim away from Mitt Romney and become entirely focused on removing from office, America’s worst President, Barack Hussein Obama.

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Posted in US political & social commentary | Tagged Florida primary, inauguration day, intense struggle, Mitt Romney, Newt Gingrich, Republican presidential race | 1 Comment

Newt Takes It All In South Carolina

Posted on January 22, 2012 by Kaye Richard - When I Write I'm Right!

I could not miss this opportunity to acknowledge the South Carolina sweep by Newt Gingrich tonight.  Nicely done.  Newt took all voter categories and all 23 delegates.  Mitt Romney, despite his war chest and TV ads, got bupkis for his efforts.  Even the ABC hit piece using Gingrich’s ex-wife Marianne clearly had no legs.

Look at the facts.  Ron Paul, while right on many positions, came in last and will continue to do so.  Rick Santorum, given concern over Newt’s moral past, should have taken the Evangelical vote.  Instead he stood helplessly by as Evangelicals and married women defied the pundits, ignored Newt’s past sins, both alleged and admitted, turning out decisively across the state for the former Speaker.  Governor Santorum put a positive spin on finishing third but he is not catching fire.  Santorum’s Iowa win fizzled quickly.  He is my pick to take one for the team.  Mitt Romney is no longer the presumptive nominee having seen that expectation steam rolled by a fiesty, reinvigorated Newt.  By comparison, Romney appears weak.  It is painful to watch him waffle on releasing his tax returns.  He refused to label Obama a Socialist when questioned by Bill O’Reilly, choosing instead to identify America’s worst President as “wrong”.  Do you think?  Obama blinked over the Strait of Hormuz a few days ago.  There is no reason to believe Romney would not do likewise.

Weak leadership can not strengthen America.  Gingrich knows dithering and empty threats emboldens your enemies and increases the risk  to America’s safety.  In his own words Speaker Gingrich establishes the correct course of action for dealing with those who threaten peace.  ”You kill them.”  If the decision had to be made, Newt Gingrich would not lead from the rear as Obama did on Libya causing increased and needless loss of innocent life.

Great win Mr. Speaker.  Now on to Florida to do it again.

GO NEWT!!

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Posted in US political & social commentary | Tagged Newt's big win, Romney loses, South Carolina Primary | Leave a comment

Cain Train – Great Ride While It Lasted

Posted on December 6, 2011 by Kaye Richard - When I Write I'm Right!

The exit of former front runner Herman Cain and the suspension of his campaign for Republican Presidential nominee is hugely disappointing.  Cain was a unique candidate and a refreshing change from the traditional names spouting the same talking points while struggling to appear more capable than the next guy.  Cain was the real deal from his smile and personality to his solid track record in business.  He achieved likeability just by showing up.

Cain’s departure is not only disappointing to his supporters; it is a loss for every American.  At a time when good role models are in short supply, Herman Cain was the best example of many positive traits.  To watch Cain was to see decency, drive and determination in action.  Listening to him speak opened one up to ideas that were sensible, possible and desperately needed in a country having already mastered financial ruin.

Herman Cain was a likeable candidate with a fatal flaw.  It was not just sexual harassment charges or a claimed affair that did him in.  Cain’s Achilles heel was his naiveté in the blood sport of politics.

If there was any doubt about how dirty the political game is you need only look at the undoing of Herman Cain.  Without one shred of evidence a few women stepped out from the shadows, did their dirty work and scurried back into well deserved oblivion.  There are no corroborating witnesses for any of this baseless dirt on Cain.  There is not one photograph presented as evidence of a thirteen year affair, no hotel receipts, airplane tickets, nothing.  Still, people who see themselves as at least somewhat intelligent, bought into the setup and turned on Cain dropping him faster than dog crap.  The first group to leave were Republican women, level headed thinkers each and everyone.  The second and most damaging hit came from financial backers whose sensibilities were so offended their check books slammed shut, on their own, in seconds flat.  So much for solid support and innocent until proven guilty.

And what about the black community?  I would have thought that with high unemployment, the lack of education, high crime rates, drug involvement and single mothers having multiple babies, there would have been a rallying around a good man like Herman Cain.  Maybe his history of personal responsibility, hard work and good character wasn’t inspiring enough for the brothers.  Too bad.  Cain’s style and message is a thousand times better than anything else coming from the ‘hood.  Cain’s choices grew character.  That is worth supporting.

There is one point on which I disagree with my favorite former candidate.  During his campaign suspension speech on Saturday Mr. Cain promised he is not going away.  He promised to continue fighting for what he believes in and to complete the job from the outside, Plan B he called it.  That speaks to relevancy but Cain made a decision to exit the stage.  Unlike Sara Palin who established herself as a governor first, then ran in an actual presidential campaign, Cain was still new to the American voter, an up and comer at best.  His decision to leave a position where headlines are made and to do so after really just greeting the American people, means that unless Fox News has a spot for him, he is likely to be far less relevant than he hopes.  That’s a pity.

So long Herman.  I enjoyed the Cain train.  It’s a shame the ride did not last longer.

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Posted in US political & social commentary | Tagged Cain's affair, Cain's sexual harassment charges, Conservative women leave Cain, Herman Cain quits | 7 Comments
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